Delegated Examining Unit (DEU) Certification Practice Exam

Which element is part of the established policy for applicant background inquiries?

1. Verification of social media accounts

2. Adverse credit checks

3. Reference checks from previous employers

4. Position held in the military

The correct answer is: Adverse credit checks

The established policy for applicant background inquiries typically includes adverse credit checks as a crucial element. This practice is important because it helps employers gauge a candidate’s financial responsibility and stability, which can be significant indicators of their overall trustworthiness and reliability in a professional setting. Conducting adverse credit checks allows organizations to identify potential risks associated with hiring an applicant who may be experiencing financial difficulties, which could impact their performance or ethical behavior on the job. Employers often use these checks to assess whether a candidate is capable of handling responsibilities that may involve financial transactions or sensitive information, making it a vital part of the background inquiry process. While verifying social media accounts, conducting reference checks from previous employers, and evaluating military positions may also offer insights into an applicant's qualifications or character, adverse credit checks are considered a standardized part of background investigations due to their direct implications related to trust and responsibility in the workplace.